Refinancing
Same loan, sharper deal.
If your loan hasn't been reviewed in 18 months, you're probably paying too much. We benchmark your current facility, model the switch — including costs and cashbacks — and only recommend the move when the numbers genuinely work.
- Free rate health-check
- Lender cashback opportunities
- Equity release for renovations or investing
- Debt consolidation strategy
- Switching costs fully modelled
- Annual review every year after
Calculator
Refinance repayments
Indicative only — not a credit offer.
$750,000
25 years
Frequently asked
Questions, answered.
Usually when your rate is more than 0.5% above current market, you want to consolidate debt, restructure for an investment property, or access equity. We'll model the break-even including switching costs before you commit.